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With new technologies constantly appearing, you need to be able to invest in IT solutions that will give your business the competitive edge.
Microsoft Financing is a unique financing solution that enables you to purchase software, services and hardware in a simple and affordable manner when you need it, within budget parameters.
The Microsoft Financing program offers IT solution financing for various scenarios including 100 percent software or 100 percent software and services deals, as well as providing financing for other vendors' products and partners' services, where there is a minimum of 35%* Microsoft content (software/services) in the total loan amount.
Financing for Microsoft Premier and Microsoft Consulting Services is also available where it is part of a project financed transaction and contains other Microsoft content.
Available only through Aaromba, Microsoft Financing can help you:
- * Get complete IT solutions - when you need them, within budget.
- * Manage IT budgets efficiently - with predictable payment cycles.
- * Conserve cash flows - to invest in other areas of your business.
In short, you can shift your focus from "What can we afford?" to "What does my business need?"
It's a fact that the vast majority of IT purchases are cash transactions that require hefty upfront payments. Using Microsoft Financing can help eliminate hefty upfront costs and spread the payments in predictable instalments over the life of your IT investment.
Whether your budget is $3,000 or $1,000,000, by using Microsoft Financing you can increase your IT spend so that you can have the IT solution you need today.
The chart below illustrates the difference between a typical upfront cash-based transaction and one that incorporates Microsoft Financing.
By using Microsoft Financing in this example, the customer comes in 25 percent under their annual IT budget, giving them the ability to purchase their optimal IT solution and leaving them with budget for additional IT requirements.
Microsoft Financing also provides you with the flexibility to add IT solutions as your business needs change. You can make additions starting from $3,000* at any time during the term of the loan contract based on additional credit approval.
In short, you can shift your focus from "What can we afford?" to "What does my business need?"
(*) Microsoft minimum content (software/services) requirements apply for additional loans. In cases where additional schedules to existing loans contain less than the required minimum Microsoft content, they will be considered on a individual basis as long as an overall ratio of minimum Microsoft content (software/services) is met across all existing and additional loan schedules.
The Microsoft Financing program provides a solution that is:
Simple and Affordable
- A principal-and-interest loan.
- IT solution financing for software, services and hardware where there is 35% Microsoft content (software/services) for loans up to USD$5M and 85% Microsoft content (software/services) for loans USD$5M and over.
- Loans from $3,000 with no pre-established maximum.
- Loan terms from 1 to 3 years for amounts up to $10K, and 1 to 5 years for amounts $10K and over.
- No application or management fees.
- Competitive rates determined by market conditions, term and size of loan.
Flexible and Easy
- Finance can be arranged for all IT providers’ products# where the loan meets minimum Microsoft content (software/services).
- Solutions can be provided for upfront, annuity, milestone and deferred payment scenarios*.
- Add products and services from $3,000† at any time during the term of the contract based on additional credit approval.
Fast
- Quick turnarounds on credit approvals - 24 hours up to $100K, 2 business days for amounts $100K to $500K, 5 business days for amounts $500K to $1M.
* Subject to change and application approval with Microsoft finance.
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